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Debt

All things considered (including monies owed to the DWP and my O2 for my mobile), I am now £6k in debt.

Add to that, an estimated £1k in interest before I manage to pay the debt off, brings the total to £7k.

Exodus 20:9-11

I think it is high time I managed my spending better.

Who knows, maybe I'll even do a DCF model!

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